"processors" fees are helping fund your censorship. Limit It

Your own personal payment "processor" is your bank account.

OUT OF SITE OUT OF MIND. A HIDDEN TAX WE ALL PAY WHEN WE USE A NUMBER FROM A PLASTIC CARD. LIMIT IT

  • MERCHANT'S ARE PAYING THE FEES YOU DON'T SEE. IT'S NOT THAT HARD OR INCONVENIENT TO RESTRUCTURE HOW YOU MAKE YOUR FINANCIAL TRANSACTIONS ONLINE. GET IN THE HABIT OF SETTING YOUR PREFERRED PAYMENT METHOD TO DIRECT BANKING...OR EVEN WRITE A CHECK. SOUND STUPID? TRY TO UNDERSTAND WHY THIS WILL HELP.

    IT ALL MOVES THROUGH THE SAME SYSTEM. IT ALL ENDS UP IN THE SAME PEOPLE'S POCKETS. IT ALL FLOWS THROUGH THE SAME FUNNEL. THE ACH. THE MORE DIRECTLY YOU MAKE YOUR TRANSACTIONS, THE SMALLER THE FEES THEY POCKET, THE LESS THEY GET.

    I BOUGHT INTO THIS WHOLE SYSTEM WHEN PAYPAL WAS INVENTED AND APPEARED ON EBAY. USING AN EMAIL ADDRESS TO DO TRANSACTIONS SEEMED LIKE A GREAT IDEA. I USED ONE CREDIT CARD ACROSS ALL PLATFORMS AND PAID IT OFF EVERY 30 DAYS OR AS SOON AS I COULD. NO INTEREST. FREE? RIGHT?

    BUT THERE IS A PROBLEM. IF YOU ARE USING PLASTIC, A NUMBER FROM A CARD, THERE IS ALWAYS A FEE BEING SKIMMED. THE MORE DIRECT YOU PAY, THE LESS THEY POCKET. IT MAY NOT SAVE YOU MONEY, PERSONALLY? BUT YOU KEEP IT OUT OF THEIR POCKETS. SOME MERCHANT'S CAN OFFER DISCOUNTS IF YOU DO THIS. SOME DON'T OR CAN'T ALLOW YOU A DISCOUNT. GET SMART. PAY ATTENTION TO THE FEES. IF THEY DON'T GIVE YOU AN OPTION TO SET UP DIRECT PAY, ASK THEM WHY NOT? IT SEEMS LIKE MORE AND MORE SITES AREN'T OFFERING YOU THE 3RD OPTION TO USE DIRECT BANKING TRANSACTIONS.

    IT CAN BE DIFFICULT TO FIND THE WAY TO GET TRANSACTIONS SET UP AS DIRECT AS POSSIBLE. PAYPAL IS OFTEN THE ONLY OPTION, IF ANY. GO THROUGH ALL OF YOUR MERCHANTS AND DONATION SITES. YOU MAY BE SURPRISED. I WAS. I FEEL LIKE A FOOL BEING WOKE. I'VE TAKEN THE RED PILL.

    THERE SHOULD BE NO REASON YOU CAN'T USE THE DIRECT BANK PAY BY A LARGE MERCHANT. PERHAPS THEY GET A BETTER RATE FROM THE BIGGER "PROCESSORS" FOR THEIR BUSINESS? DIRECT PAY CAN STILL BE DONE FROM YOUR PHONE AND ONLINE. FOR MERCHANTS, IT'S THE CHEAPEST WAY TO DO TRANSACTIONS. THEY CAN QUALIFY AS A MERCHANT THROUGH AN ORGANIZATION CALLED NACHA.

    ( This is preliminary research. Maybe some of you small merchants out there can tell me more about this?) I HAVE A CORPORATION SO I THINK I CAN REGISTER WITH NACHA. IT'S AN ANNUAL FEE TO BE A MEMBER OF NACHA AND YOU CAN INTERACT WITH THE ACH?

    And then the security, buyer, and fraud protection? This past year my credit card needed replaced 3 times. I think it was a hack at the gas station? Checks or cash would have been safer? Do we want cash to disappear entirely? Most sites I see have buyer protection? Something to consider on the size of the purchase or how much you trust the merchant or buyer? Warrantees, guarantees, insurance? All of life is a gamble? So it's safer to turn all of your private information over to the internet? Carry it around in your phone? I come from the time of cash and checks. It was private and it was easy.

    DOES IT SEEM LIKE A GREAT IDEA TO BE AT THE MERCY OF THE WHIMS OF THE "TERMS OF AGREEMENTS" OF THESE FINANCIAL INSTITUTIONS? DO YOU REALIZE YOU ARE GIVING THESE PEOPLE THE MONEY TO CONTROL YOUR LIVES.

    PLEASE DO SOME RESEARCH. TRY TO UNDERSTAND HOW MONEY MOVES THROUGH THIS SYSTEM OF "PROCESSORS". IS THIS EXTRA LAYER OF "CONVENIENCE" AND  "SECURITY" WORTH THE LOSS OF PRIVACY AND CONTROL OVER YOUR ENTIRE FINANCIAL AND SOCIAL STATUS? DO YOU WANT IT CONTROLLED BY A CORPORATE CABAL OF SOCIAL ENGINEERS AND PROFITEERS?

    THE FED WAS CREATED IN 1913 BY AN ACT OF CONGRESS IN A LAME DUCK SESSION BETWEEN XMAS AND NEW YEARS. SEEM FISHY? THERE IS A QUESTION TO THIS DAY IF IT'S CONSTITUTIONAL. CONGRESS STILL HAS THE POWER AND LEGAL AUTHORITY TO CONTROL IT. CONGRESS CAN STILL CHANGE THE RULES. MAYBE IF CONGRESS HAD THE BACKING AND THE WILL TO DO SOMETHING ABOUT IT? COULDN'T CONGRESS FORCE THE FED TO STOP ALLOWING "PROCESSORS" AND OTHER SUBSIDIARIES TO CENSOR US? 

WHEN did it become part of the purpose and "mission" of the credit industry and their financial "processors" to police our speech?

WHO decided that the financial "processors" like Patreon, PayPal, and Mastercard, etc. should be responsible for their customer's behavior?

WHO'S involved in the development of technology? Does the "processing" of financial transactions involve technology?

WHO'S in charge of the crypto exchanges? Crypto transactions require financial "processing" feestoo. Conversions fees. IRS reporting. I know this stuff is coming eventually, but what can we do now?

WHO'S in charge of financial "processing"? Who's the man behind the curtain?

The Mission

WHO's driving the bus?.....I want off the bus......I think I'd rather walk for awhile......It is now my "mission" to limit every financial transaction's "processing " fee I can.